Minnesota general merchandise warehouse bonds.
From $100.

A Minnesota general merchandise (public) warehouse operator files a $10,000 surety bond to the state with the Department of Agriculture under Minn. Stat. 231.17. The premium is 0.5% of your bond amount, $100 minimum. One soft credit pull for approval, never a hard hit.

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Required for a MN general merchandise warehouse license under Minn. Stat. 231.17 (Dept. of Agriculture)

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$10,000 bond to the state — conditioned on faithful performance and compliance with chapter 231

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Premium is 0.5% of your bond amount, $100 minimum — a soft credit pull runs for approval only and never affects your score

0.5% of amount$100 minimumSoft pullnever affects your scoreInstantissued the moment you pay

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How it works

Three steps to filed.

Your warehouse license is waiting on this bond. Here is the whole process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Your warehouse details, the bond amount, and the effective date. The only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The soft credit pull never affects your score. If it needs a second look, one to two business days at most.

SAME DAY – 2 DAYS

File with the Department of Agriculture

Pay online and receive the executed bond ready to file with your general merchandise warehouse license application. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the warehouse bond covers

Minnesota licenses public warehouses — including general merchandise storage operators — through the Department of Agriculture under Minn. Stat. Chapter 231. As a condition of the license, the operator files a surety bond to the State of Minnesota that the department finds acceptable.

Under Minn. Stat. 231.17, the bond is in the amount of $10,000, conditioned on the faithful discharge of the operator’s duties and full compliance with chapter 231 and the department’s rules and orders. The bond must be continuous — the surety gives 90 days’ written notice to cancel, and failure to maintain the bond voids the license.

If an operator mishandles stored goods or otherwise violates chapter 231, a harmed depositor can recover against the bond — and if the surety pays, the operator repays the surety. We issue the amount your license requires, with pricing from $100 via a soft credit pull only.

Minn. Stat. 231.17Under Minnesota Statutes section 231.17, a warehouse operator licensed by the Department of Agriculture under chapter 231 must file a surety bond to the state in the amount of $10,000, conditioned on the faithful discharge of the operator’s duties and full compliance with chapter 231 and the department’s rules and orders. The bond is continuous (90 days’ notice to cancel); operators that do not store household goods may substitute legal liability insurance of $50,000 or more. Confirm your required amount on your application.

You need this bond if you are

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A general merchandise public warehouse operator licensed in Minnesota

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Applying for a warehouse license through the Department of Agriculture

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Operating multiple warehouse locations that each require their own bond

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Renewing your license and your current bond is expiring or non-renewing

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

How much is the Minnesota general merchandise warehouse bond?The premium is 0.5% of your bond amount, $100 minimum — set by our carrier’s rate book, not by credit tier. The statute sets the bond at $10,000; your exact price appears at the application after a soft credit pull for approval.

Who requires this bond?The Minnesota Department of Agriculture, as a condition of a public (general merchandise) warehouse license under chapter 231. Failure to maintain the bond voids the license.

Is there a credit check?Yes — one soft credit pull, which never affects your score. Your premium is 0.5% of the bond amount, $100 minimum, set by our carrier’s rate book — not your credit tier.

Can I use insurance instead of a bond?For operators that do not store household goods, chapter 231 lets you substitute legal liability insurance of $50,000 or more for the bond. Many general merchandise operators still choose the $10,000 bond because it is cheaper — you pay the bond premium rather than carrying the larger insurance limit.

What does the bond guarantee?The faithful discharge of your duties as a warehouse operator and full compliance with chapter 231. If you fail to and a depositor is harmed, they can claim against the bond — and if the surety pays, you repay the surety.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Minnesota bonds.

The Department of Agriculture is waiting on one document.

Pricing from $100, soft pull only. Enter your required amount and file the same day.

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Your premiumfrom $100

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