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Minnesota adoption agency bonds.
From $100.

A Minnesota agency licensed to provide adoption services must show that a bond is in place to protect its records if it ever closes, under Minn. Stat. 245A.04, subd. 10. This is a records-transfer bond, not a consumer-protection bond — and the premium is 1% of the bond amount, $100 minimum. The application collects no credit information.

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Required to provide adoption services under Minn. Stat. 245A.04, subd. 10
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Backs the transfer and storage of adoption records if the agency voluntarily or involuntarily ceases operating
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1% of the bond amount, $100 minimum — enter the amount your licensor required and see your exact price
1% rate$100 minimum premiumNo SSNfields in the applicationFastinstant underwriting
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

No underwriting queue for the standard records bond — enter your amount, pay, and file with your license application. Here is the whole thing:

TODAY · ONLINE

Apply online

Your agency details, the bond amount your licensor required, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No waiting — the executed bond is generated as soon as you pay. Most applications approve instantly; if a check ever runs, it's a soft pull that won't affect your score.

SAME DAY

File with your licensing application

Submit the executed bond as evidence with your adoption-services license application or renewal. Wet-ink originals mailed whenever required.

About this bond

What it is and who needs it.

What the adoption agency bond actually covers

Minnesota licenses child-placing agencies, including those that provide adoption services, under Minn. Stat. ch. 245A. The bond tied to that license is narrower than most people expect: under Minn. Stat. 245A.04, subd. 10, an applicant to provide adoption services must show that a bond has been obtained and will be continuously maintained throughout the agency’s entire operating period.

Its purpose is specific. The bond covers the cost of transferring and storing the agency’s adoption records with the agency that has agreed to receive them if the applicant voluntarily or involuntarily ceases operation. Adoption records have to be preserved permanently, so the bond guarantees that money exists to move and keep them safe.

This is not a general consumer-protection or fee bond — it is a records-continuity guarantee. The amount is set by your licensor to cover that transfer and storage cost. The premium is 1% of the bond amount, $100 minimum, and the form collects no credit information.

Minn. Stat. 245A.04, subd. 10Under Minn. Stat. 245A.04, subd. 10, an applicant to provide adoption services must provide evidence that a bond has been obtained and will be continuously maintained throughout the entire operating period of the agency, to cover the cost of transferring and storing the agency’s records with the agency that has agreed to receive them if the applicant voluntarily or involuntarily ceases operation. Confirm the required amount with your licensor.

You need this bond if you are

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Applying to provide adoption services as a Minnesota child-placing agency
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Renewing your agency license and must show the records bond is continuously maintained
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Opening a new agency that places children for adoption in Minnesota
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Updating a lapsed bond to keep your adoption-services license in good standing

One application, issued on the spot.

Submit the application with the bond amount your licensor required — the executed bond is generated instantly, ready to file with your license application.

Start the application →
FAQ

Common questions.

What does the Minnesota adoption agency bond actually guarantee?It guarantees the cost of transferring and storing your agency’s adoption records with another agency if you ever close — voluntarily or not. Under Minn. Stat. 245A.04, subd. 10, it is a records-continuity bond, not a general consumer-protection bond.
How much is it?The premium is 1% of the bond amount, with a $100 minimum — priced off the amount, not a credit tier. The amount is set by your licensor to cover the records transfer and storage cost, so you enter that figure and your exact price appears at the application.
Is there a credit check?The application collects no credit information. Most applications approve instantly; on the bonds where a check does run, it's a soft pull that never affects your credit score.
Does the bond protect adoptive or birth parents directly?Not in the way a fee or consumer bond would. Its specific job is to ensure adoption records are preserved and transferred if the agency closes. Fee practices and disclosures are governed separately, under Minn. Stat. 259.37.
What amount should I enter?The figure your licensor required. If it is not specified yet, ask your licensing contact and we will issue whatever they set.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Other Minnesota bonds.

Adoption agency bond, issued today.

1% of the bond amount with a $100 minimum. Enter the amount your licensor required and file the same day.

Your premiumfrom $100
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