MI public official bonds.
From $100. Enter your amount.
Michigan conditions many public offices on a faithful-performance bond — the surety guarantees the officer handles public money and duties honestly. The amount is set by the statute, charter, or board that governs the office; pricing is 0.35% of the bond amount, $100 minimum, and your exact price appears at the application.
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Three steps to bonded.
Public official bonds are straightforward surety — enter your amount, consent to a soft pull, and file. Here's the whole thing:
Apply online
Your details, the office, the bond amount your governing body set, and the effective date — plus a one-time consent to a soft credit pull.
Reviewed & approved
Most clear quickly; if underwriting needs anything, an underwriter reaches out within 48 hours. The soft pull never affects your credit score.
File before you take office
Your executed bond arrives by email, ready to file with the clerk or body that governs the office. Wet-ink originals mailed whenever the office insists.
What it is and who needs it.
What the public official bond actually guarantees
Michigan law conditions many public offices on an official bond — a guarantee that the officer will faithfully perform the duties of the office and account for public funds and property entrusted to them. It protects the public body, and ultimately the taxpayers, against an officer's misconduct or default.
It's a three-party arrangement: you (the officer / principal), the surety carrier standing behind you, and the public body you serve (the obligee). If you misapply public money or fail to perform a duty the office requires, the public body can recover against the bond up to its penal sum.
It is not insurance for you — if the surety pays a claim, you repay the surety. Michigan's general bond statutes also provide that the surety is not liable for acts committed before the bond's effective date, so keeping the bond continuous matters.
You need this bond if you are
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
Other Michigan bonds.
Bonded before you take office.
Pricing from $100. Enter the amount your office set and see your exact price.