MI notary public bonds.
$50 flat.

Michigan requires every notary public to file a $10,000 surety bond with the county clerk before applying for a commission. Ours is $50 flat — set by our carrier's rate book for this bond. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

✓

Required for your MI notary commission — file it with your county clerk before you apply

✓

Fixed price, fixed amount — $10,000 bond, $50, no quote process

✓

Multi-year terms available — Michigan commissions run 6–7 years; pair the bond to your term

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

Trusted by industry leaders

How it works

Three steps. One sitting.

Notary bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Your name, county, and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Notary bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your county clerk

Your executed bond arrives by email. File it with the county clerk where you reside (or, for out-of-state notaries, where your principal place of business is), then apply to the Secretary of State. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A Michigan notary bond is a public-protection guarantee. It's conditioned on indemnifying or reimbursing a person, financing agency, or governmental agency for monetary loss caused through the official misconduct of the notary in performing a notarial act.

It's a three-party arrangement: you (the principal), the surety carrier, and the people who rely on your notarizations (the protected parties). Under MCL 55.273 the surety pays only after a judgment based on official misconduct is entered against the notary in a court of competent jurisdiction, and the surety's aggregate liability cannot exceed the $10,000 bond.

The bond must be obtained within 90 days before you apply and filed with your county clerk. It protects the public, not you — if the surety pays a claim, you repay the surety. This propeller bond pairs the $10,000 surety bond with $10,000 of errors-and-omissions coverage, which does protect you against unintentional mistakes.

MCL 55.273The Michigan Notary Public Act (MCL 55.273) requires a notary applicant to obtain a $10,000 surety bond within 90 days before applying and to file it with the county clerk where the notary resides — or, for an out-of-state notary, where the principal place of business is located. The bond indemnifies for monetary loss caused by the notary's official misconduct, with the surety liable only after a judgment for misconduct and never beyond the bond amount.

You need this bond if you're

✓

Applying to become a MI notary — the bond is filed with your county clerk first

✓

Renewing your commission as your six- or seven-year term comes up

✓

An out-of-state notary commissioned in Michigan, filing where your business is located

✓

Adding E&O protection — this bond bundles $10,000 of errors-and-omissions coverage

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information for this bond.

Start the application →

FAQ

Common questions.

How much is the Michigan notary bond?The premium is $50 for a one-year term, set by our carrier's rate book for this bond — not a percentage of the $10,000 amount. The $10,000 is set by statute, so there is no quote process, and this bond includes $10,000 of E&O coverage.

Do I pay the $10,000?No. You pay $50. The $10,000 is the surety's maximum liability if a valid misconduct judgment is entered against you — not a deposit, and nobody holds your money.

Where do I file the bond?With the county clerk in the county where you reside — or, if you live out of state, where your principal place of business is located. You must obtain the bond within 90 days before applying, then submit your application to the Secretary of State.

Is there a credit check?The application collects no credit information for this bond, and most applications approve instantly. If a check ever runs, it's a soft pull that won't affect your score.

What's the difference between the bond and the E&O coverage?The $10,000 surety bond protects the public against your official misconduct — if the surety pays, you repay it. The $10,000 E&O coverage protects you against unintentional errors. This bond bundles both.

Related bonds

Other Michigan bonds.

Finish your notary checklist today.

$50 flat for a one-year term, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$50

Apply now →