Michigan requires a manufactured housing retailer/dealer to file a $10,000 bond with LARA under the Mobile Home Commission Act. Ours is $100 — the price you see is the checkout price, identical for every dealer. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
















License bonds are the simplest thing in surety. Here is the entire process:
Business details and an effective date. That is the application — no financials, no credit section, no follow-up scavenger hunt.
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your manufactured housing retailer/dealer license application or renewal. Wet-ink original mailed on request.
Michigan licenses manufactured housing retailers and dealers under the Mobile Home Commission Act (1987 PA 96), administered by LARA, and conditions the license on a $10,000 surety bond. The bond is a consumer-and-state-protection guarantee that you comply with the laws governing the sale of manufactured homes.
It is a three-party arrangement: you (the principal), the surety carrier, and the State of Michigan together with harmed buyers (the protected parties). If a dealer engages in fraud or fails to meet its obligations under the Act, a harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who follow the Act and keep good records treat the bond as a license formality, not a risk. Note: a separate consumer deposit bond may also apply if you take buyer deposits.
These are the actual issuing fields — no credit section, because this bond doesn't have one.
Start the application →$100, no credit review, bond often issued in the same sitting. Free until issued.