Michigan conditions approval as a basic driver improvement course sponsor on a fixed $20,000 bond filed with the Secretary of State — ours is $200, the price our carrier sets for this specific bond. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
















Sponsor bonds are among the simplest in surety. Here's the entire process:
Sponsor and owner details and an effective date. That's the application — no financials, no credit fields, no follow-up scavenger hunt.
Bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with your BDIC sponsor approval application. Wet-ink original mailed on request.
A basic driver improvement course (BDIC) is the course an eligible Michigan driver can take to keep certain civil-infraction points off their record. Sponsors that deliver these courses are approved by the Secretary of State, and approval is conditioned on a $20,000 bond.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Michigan (the obligee). The bond is conditioned to indemnify or reimburse the Secretary of State, or an individual taking the sponsor's course, for monetary loss caused through fraud, cheating, or misrepresentation in the conduct of the sponsor's business.
The bond must stay active for as long as you are an approved sponsor. The surety can cancel only on 30 days' notice to the Secretary of State — so we track it and notify you 60 and 30 days out, keeping your $20,000 filing continuous.
These are the actual issuing fields — the application collects no credit information, because this bond doesn't need it.
Start the application →$200, no credit review, bond often issued in the same sitting. Free until issued.