MD home builder deposit bonds.
From $100. Enter your amount.
Maryland registers new-home builders under Business Regulation Title 4.5, and a builder who accepts a deposit before a home is complete must post a surety bond (or letter of credit) so those deposits are protected. Pricing is 2% of your bond amount, with a $100 minimum — approval runs a soft credit pull only, never a hard inquiry, and your exact price appears at the application. Enter the amount the Home Builder Registration Unit asks for to get started.
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Apply to filed in one sitting.
No underwriting queue for the standard home builder deposit bond — enter your amount, pay, and file with your registration. Here is the whole thing:
Apply online
Your business details, your MHBR number, the bond amount required, and the effective date — that is the entire application.
Issued on the spot
Most applicants are approved instantly — no waiting, and the executed bond is generated as soon as you pay. If a check runs, it is a soft pull that never affects your score.
File with the Home Builder Registration Unit
Submit the executed bond with your home builder registration. Wet-ink originals mailed whenever the office insists on them.
What it is and who needs it.
What the deposit bond actually covers
Maryland's Home Builder Registration Act (Business Regulation Title 4.5) requires anyone who builds new homes for sale to register with the Home Builder Registration Unit, administered by the Office of the Attorney General's Consumer Protection Division.
A registered builder who receives payment on a contract before a home is complete must obtain and maintain a surety bond (or a letter of credit) as a condition of registration. The bond stands behind the consumer's deposit, so a buyer can recover if the builder takes the money and does not finish the home.
It is not insurance for you. If the surety pays a buyer's claim, you repay the surety. The exact bond amount is set in connection with your registration and the deposits you take — confirm the figure with the Registration Unit; pricing is 2% of that bond amount, with a $100 minimum, and approval runs a soft credit pull only, never a hard inquiry.
You need this bond if you are
One application, most applicants issued on the spot.
Submit the application with your MHBR number and required bond amount — see your exact price, then get the executed bond ready to file.
Start the application →Common questions.
Other Maryland bonds.
Home builder deposit bond, issued today.
Pricing from $100. Enter the amount the Registration Unit required and file the same day.