Maine private investigator bonds.
$500 flat.

Maine requires a non-resident professional investigator to file a $50,000 bond as a condition of licensure — twice the $10,000 a resident posts. Ours is $500 flat — the price our carrier sets for this bond, no quote round-trip. A quick soft credit check may apply; the bond is issued when you pay.

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Required for a non-resident Maine investigator license under 32 M.R.S. §8111

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Fixed amount, fixed price — $50,000 bond, $500, no quote process

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A quick soft credit check may apply — never a hard inquiry, no impact on your score, and the price stays $500 either way

A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available

Trusted by industry leaders

How it works

Three steps to licensed.

Your investigator license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, your county, and an effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with your license

Pay online and receive the executed $50,000 bond, ready to file with your Maine non-resident investigator license application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Maine licenses professional investigators under Title 32, Chapter 89, administered through the Department of Public Safety / State Police. The license is conditioned on a surety bond — and the statute sets a higher amount for out-of-state applicants: $10,000 for a resident, $50,000 for a non-resident.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the public the license protects. If a licensed investigator commits an unlawful or unethical act in the course of the work, a harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay active for the life of your license, so we track it and notify you 60 and 30 days out, keeping your $50,000 filing continuous.

32 M.R.S. §8111 (Bonding requirement)Maine's Professional Investigators statute, 32 M.R.S. §8111, requires a licensee to give the commissioner a bond in the sum of $10,000 if a resident of the State and $50,000 if not a resident, executed by a surety company authorized to do business in Maine. Confirm your residency status and current amount with the licensing authority before filing — and if Maine has changed the program, we'll tell you plainly rather than imply a mandate that isn't current.

You need this bond if you're

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Applying for a Maine investigator license from out of state — the $50,000 amount is the non-resident figure

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Renewing a non-resident license and your current bond is expiring or non-renewing

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An out-of-state agency putting an investigator on Maine casework

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Reinstating a lapsed license that requires a fresh bond on file

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit check. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

Why is the Maine PI bond $50,000?Because this is the non-resident amount. Under 32 M.R.S. §8111, a resident investigator posts a $10,000 bond and a non-resident posts $50,000. If you are a Maine resident, the figure is lower — send us your situation and we will issue the right amount.

Do I pay the $50,000?No. You pay $500 — the fixed premium for this bond. The $50,000 is the surety's maximum liability if a valid claim is made against the bond; it is not a deposit, and nobody holds your money.

Is there a credit check?Yes — a quick soft credit check may apply, never a hard inquiry, so it won't affect your score. It's the only extra step beyond the application, and it informs approval, not price. The price stays $500 either way: credit can affect whether we approve the bond, never what it costs.

How fast will I have the bond?Most are approved as soon as you apply, and the bond is issued when you pay. If the soft credit check needs a second look, one to two business days at most. Your executed bond arrives by email, ready to file with your license application.

When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You will get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your license to stay valid.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

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Other Maine bonds.

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$500 flat, short application, bond issued when you pay. Free until issued.

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