ME motor vehicle title bonds.
From $100.

When you can't fully prove ownership of a vehicle, Maine lets you get a bonded title — file a surety bond under 29-A M.R.S. §659 and the Secretary of State issues the title. The premium is 0.9% of the bond amount, $100 minimum — your exact price appears at the application. The amount is 1.5× the vehicle's value as set by the Secretary of State.

For owners with insufficient proof of ownership under 29-A M.R.S. §659
Amount is one-and-a-half times the vehicle's value as determined by the Secretary of State
0.9% of the bond amount, $100 minimum — your exact price shown in the on-page calculator
0.9%of the bond amount, $100 minInstantapproval for mostNo credit reviewnot even a soft pull
Trusted by industry leaders
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Capital
McKinney
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to bonded title in one sitting.

No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the BMV. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the vehicle (year, make, VIN), and the bond amount (1.5× the vehicle's value) — that is the entire application.

INSTANTLY

Issued on the spot

No credit section and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Secretary of State

Take the executed title bond to the Maine Bureau of Motor Vehicles to get your bonded title. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the bonded title actually does

When you buy or inherit a vehicle and the paperwork is missing or insufficient, Maine lets you establish ownership with a bonded title under 29-A M.R.S. §659. You post a surety bond, the Secretary of State issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.

The bond amount is one-and-a-half times the vehicle's value, as determined by the Secretary of State. Any interested person has a right of action to recover on the bond for a breach of its conditions, though the surety's aggregate liability cannot exceed the bond amount.

The bond generally remains in effect for three years unless terminated earlier by full compliance under §654 or by surrender of the title under §659. If a valid claim is paid, you repay the surety — it is not insurance for you.

29-A M.R.S. §65929-A M.R.S. §659 lets an owner with insufficient proof of ownership obtain a Maine certificate of title by filing a surety bond in an amount equal to one-and-a-half times the value of the vehicle as determined by the Secretary of State. The bond runs for three years unless terminated earlier, and any interested person may recover on it up to the bond amount. Confirm your figure with the Bureau of Motor Vehicles.

You need this bond if you are

A buyer with no title — the seller never delivered one or it was lost
Titling an inherited or gifted vehicle with gaps in the ownership chain
Holding insufficient proof the BMV won't accept as proof of ownership
Registering an abandoned or project vehicle that needs a bonded title to get on the road

One application, issued on the spot.

Submit the application with your bond amount (1.5× the vehicle's value) — the executed title bond is generated instantly, ready to take to the BMV.

Start the application →
FAQ

Common questions.

How much is the Maine title bond?The premium is rate-based: 0.9% of the bond amount, $100 minimum. The bond amount itself is set at 1.5× the vehicle's value, so smaller vehicles tend to land near the minimum. Your exact price appears at the application.
How do I figure out the bond amount?It's one-and-a-half times the vehicle's value, as determined by the Secretary of State. The Bureau of Motor Vehicles will tell you the value it's using; multiply by 1.5 to get the bond amount.
Is there a credit check?The application collects no credit information. Most applications approve instantly; if a check ever runs, it's a soft pull that won't touch your score.
What does the bond protect against?It protects anyone who later proves a superior ownership claim to the vehicle. If a valid claim is paid, you repay the surety — it is not insurance for you, it is a guarantee that backs your bonded title.
How long does the bond last?A Maine title bond generally runs three years under §659, unless it terminates earlier through full compliance or surrender of the title.
Related bonds

Other Maine bonds.

Bonded title, issued today.

Premiums from $100. Enter your amount and take it to the BMV the same day.

Your premiumfrom $100
Apply now →