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MaineCare DME provider bonds.
$1,000 flat.

To enroll as a durable medical equipment provider in MaineCare (Maine’s Medicaid program), the Office of MaineCare Services requires a $50,000 surety bond standing behind the program against overpayments. Ours is $1,000 flat — set by our carrier’s rate book for this bond, identical for every provider. Issued when you pay.

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Required to enroll as a MaineCare DME provider with the Office of MaineCare Services
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Fixed amount, fixed price — $50,000 bond, $1,000, no quote theater
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Soft credit pull only — never affects your score, and the price stays $1,000 either way
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to enrolled.

Your MaineCare DME enrollment is waiting on this bond. Here’s the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with your enrollment

Pay online and receive the executed $50,000 bond ready to submit with your MaineCare DME provider enrollment. Wet-ink originals mailed whenever the program insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

MaineCare is Maine’s Medicaid program, administered by the Office of MaineCare Services within the Department of Health and Human Services. Durable medical equipment (DME) providers — companies that supply wheelchairs, oxygen, hospital beds, CPAP machines and the like — bill the program for that equipment, and a surety bond stands behind those billings.

The bond is a $50,000 financial guarantee for the benefit of the Office of MaineCare Services: if the program overpays a provider, or a provider bills improperly and owes the program money it does not repay, MaineCare can recover against the bond. It mirrors the federal Medicare DMEPOS bonding requirement that applies to the same kind of supplier.

It is a three-party guarantee, not insurance for you: if MaineCare recovers on the bond, you repay the surety. The bond must stay active for as long as you are enrolled as a DME provider — we track it and notify you 60 and 30 days out.

Office of MaineCare Services — DME provider enrollmentThe Office of MaineCare Services requires durable medical equipment (and home health) providers to obtain and maintain a $50,000 surety bond as a condition of enrollment, so the program is protected against overpayments and improper billing — paralleling the federal Medicare DMEPOS surety bond requirement. Confirm the current amount and bond form with the Office of MaineCare Services provider enrollment unit before filing.

You need this bond if you are

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Enrolling as a MaineCare DME provider with the Office of MaineCare Services
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Re-enrolling or revalidating and your bond is expiring or your surety non-renewed
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A DMEPOS supplier that already carries the federal Medicare bond and now needs the MaineCare one
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Adding a Maine location the program ties to a separate bond filing

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $50,000?No. You pay $1,000 flat. The $50,000 is the surety’s maximum liability to the MaineCare program; it’s not a deposit, and nobody holds your money.
Is this the same as my federal Medicare DMEPOS bond?It’s the same idea but a separate bond. Medicare requires a $50,000 DMEPOS surety bond federally, and the Office of MaineCare Services requires its own $50,000 bond for the state Medicaid program. We can issue either or both.
What does the bond guarantee?That MaineCare is protected against overpayments and improper billing. If the program overpays you or you bill improperly and owe money you don’t repay, MaineCare can recover against the bond — and if the surety pays, you repay the surety.
Is there a credit check?A quick soft credit check may apply — it is never a hard inquiry and has no impact on your score. It informs approval, not price: the price is $1,000 flat either way.
When does it renew?The bond must stay active for as long as you are an enrolled MaineCare DME provider. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Maine bonds.

Your MaineCare enrollment is waiting on one document.

$1,000 flat, short application, bond issued when you pay. Free until issued.

Your price$1,000
Apply now →