Louisiana manufactured home retailer bonds.
$500 flat.

Louisiana requires a manufactured-home retailer to file a $50,000 bond with the Manufactured Housing Commission to activate the license. Ours is $500 flat — the price you see is the checkout price — with a quick soft credit check that never affects your score.

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Required to activate a manufactured home retailer license through the Manufactured Housing Commission

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Fixed amount, fixed price — $50,000 bond, $500, no quote theater

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A quick soft credit check may apply — never a hard inquiry, and the price stays $500 either way

A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available

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How it works

Three steps to licensed.

Your retailer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. The application may include a one-time consent to a soft credit check.

RIGHT AWAY

Approved

Most are approved as soon as you apply. Any credit check that runs is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

File with the Manufactured Housing Commission

Pay online and receive the executed bond, ready to file to activate your retailer license. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Louisiana licenses manufactured-home retailers through the Manufactured Housing Commission, and conditions an active license on a $50,000 surety bond — twice the installer figure, reflecting the retailer’s role in selling the home itself.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Louisiana for the use of harmed consumers (the protected parties). If a retailer violates manufactured-housing law or fails a buyer, the harmed party can recover against the bond, up to $50,000.

It is not insurance for you — if the surety pays a claim, you repay the surety. Retailers who deal honestly treat the bond as a license formality, and we keep your filing continuous with renewal notices ahead of each cycle.

La. R.S. 51:912 et seq. (Manufactured Housing Commission)Louisiana manufactured-home retailers are licensed by the Manufactured Housing Commission (under the Office of the State Fire Marshal) and must file a $50,000 surety bond to activate the license, under the manufactured-housing provisions of La. R.S. 51:912 et seq. The retailer figure is higher than the $25,000 installer bond. Confirm the current amount and filing form with the commission, since these licensing rules are periodically amended.

You need this bond if you're

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Applying for a retailer license to sell manufactured homes in Louisiana

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Renewing your retailer license whose current bond is expiring or non-renewing

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A dealer adding manufactured-home sales to your lot

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Both selling and installing — the commission may require the retailer and installer bonds

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit check. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

Do I pay the $50,000?No. You pay $500 — the price our carrier's rate book sets for this bond. The $50,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.

Who requires this bond?The Louisiana Manufactured Housing Commission, as a condition of an active manufactured-home retailer license. No active bond, no active license.

How is the retailer bond different from the installer bond?A retailer who sells homes posts this $50,000 bond; an installer who sets them up posts a $25,000 bond. If you both sell and install, the commission may require both.

Is there a credit check?A quick soft credit check may apply — never a hard inquiry, no impact on your score. It informs approval, not price: the premium is $500 either way.

When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. The bond must stay active for your retailer license to stay valid; we send renewal notices 60 and 30 days out, with autopay available.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Louisiana bonds.

Activate your retailer license today.

$500 flat, short application, bond issued when you pay. Free until issued.

Start application

Your price$500

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