A Louisiana cotton merchant license from the Agricultural Commodities Commission (LACC) can require a surety bond standing behind the cotton you buy from Louisiana growers. Premiums price at 0.5% of your bond amount, $100 minimum — one soft credit pull, never a hard inquiry, that checks approval, not price.
















Your LACC cotton merchant license is waiting on this bond. Here is the entire process — no broker phone tag:
Business details, owner information, the bond amount the LACC set, and the effective date. The only extra step is a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond ready to file with your cotton merchant license application or renewal. Wet-ink originals mailed whenever the Commission insists.
The Agricultural Commodities Commission (LACC) regulates cotton merchants alongside grain dealers and commodity warehouses, under the Department of Agriculture and Forestry. A cotton merchant — sometimes licensed as a cotton service provider — is a buyer who purchases or contracts to purchase cotton grown by Louisiana farmers.
The bond is a grower-protection guarantee: it stands behind the money you owe farmers for cotton delivered on credit. If a licensed merchant fails to pay, a harmed grower can recover against the bond. The LACC sizes the amount to your purchase volume.
A note on current law: Louisiana has revised how it backs producers, leaning on a mix of security, stock insurance, and the Grain and Cotton Indemnity Fund in recent sessions. We will issue the bond the LACC asks you to file — send us your license packet and we will match the amount and form to what the Commission requires today.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →From $100, soft pull only. Enter the amount the Commission set and file the same week.