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Kentucky business opportunity bonds.
From $775.

A Kentucky business-opportunity seller who can’t meet the Act’s exemptions must post a bond of at least $75,000 and register with the Office of the Attorney General under the Sale of Business Opportunities Act. Pricing is 1% of the bond amount plus a $25 fee — enter your amount and apply for your exact price.

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Required under the Sale of Business Opportunities Act (KRS 367.801 to 367.819) and registered with the Attorney General
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At least $75,000 — a surety bond or an assignment of a certificate of deposit
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A quick soft credit check may apply — never a hard inquiry, no impact on your score — your price is 1% of the bond amount plus a $25 fee
1%of the bond amount$775minimum premiumSoft pullnever affects your score
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to registered.

A business-opportunity bond is part of your Attorney General registration — enter your amount, consent to a soft pull, and file with your registration statement. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount (at least $75,000), and the effective date — plus a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

File with the Attorney General

Pay online and receive the executed bond, ready to file with your Business Opportunity Annual Registration Statement and fee. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the business opportunity bond actually covers

Kentucky’s Sale of Business Opportunities Act (KRS 367.801 to 367.819) regulates sellers of “business opportunities” — broadly, an offering over $500 that lets a buyer start a business, where the seller represents the buyer will likely earn a profit. The Act is enforced by the Office of the Attorney General’s consumer-protection division.

A seller who can’t meet one of the Act’s exemptions must register annually with the Attorney General and provide a surety bond of at least $75,000 (or an assignment of a certificate of deposit with a Kentucky financial institution). The Act also limits up-front deposits and requires the balance to be escrowed until delivery.

The bond protects buyers: if a seller violates the Act — through misrepresentation or failure to deliver — a harmed buyer can recover against the bond. It is not insurance for the seller — if the surety pays a claim, the seller repays the surety.

KRS 367.801 to 367.819 (Sale of Business Opportunities)Under Kentucky’s Sale of Business Opportunities Act (KRS 367.801 to 367.819), a non-exempt business-opportunity seller must register annually with the Office of the Attorney General and furnish a surety bond of at least $75,000 (or assign a certificate of deposit) for the benefit of buyers harmed by a violation of the Act. The Act also restricts up-front deposits and requires escrow of the balance until delivery.

You need this bond if you are

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A business-opportunity seller offering packages over $500 that help a buyer start a business
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Registering with the Attorney General because you can’t meet one of the Act’s exemptions
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Renewing your annual registration and refreshing the $75,000 bond
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A franchisor or distributor whose offering falls under the Act rather than an exemption

One application, soft pull only.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and the executed bond is issued when you pay.

Start the application →
FAQ

Common questions.

How much is the Kentucky business opportunity bond?Pricing is 1% of the bond amount plus a $25 fee. The statutory floor for the bond amount is $75,000. Enter your amount and apply to see your exact price.
Who requires this bond?The Office of the Attorney General, as part of registration under the Sale of Business Opportunities Act (KRS 367.801 to 367.819). A non-exempt seller must register annually and provide the bond.
Is there a credit check?A quick soft credit check may apply as part of approval — never a hard inquiry, no impact on your score. Your price is set by the bond amount: 1%.
Can I post a certificate of deposit instead?The Act lets you assign a certificate of deposit with a Kentucky financial institution in lieu of a surety bond. A surety bond is usually cheaper — you pay a one-time premium rather than tying up $75,000 in a CD.
What does the bond protect against?It protects buyers harmed by a seller’s violation of the Act — misrepresentation or failure to deliver. If a valid claim is paid, the seller repays the surety; the bond guarantees your compliance, it isn’t insurance for you.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Business opportunity bond, sorted today.

Priced at 1% of the bond amount plus a $25 fee, one soft pull that never affects your score. Enter your amount and file with your Attorney General registration.

Your premiumfrom $775
Apply now →