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Iowa requires every licensed towable recreational vehicle dealer to file a $75,000 bond with the Department of Transportation. Ours is $375 — the price you see is the checkout price, identical for every dealer. A quick soft credit check may apply; it never affects your score. Issued when you pay.
















Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Most are approved as soon as you apply. Any credit check that runs is a soft pull that never affects your score. If it needs a second look, one to two business days at most.
Pay online and receive the executed bond, running to the State of Iowa, ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.
Iowa licenses towable recreational vehicle dealers through the Department of Transportation under Iowa Code chapter 322C, and conditions the license on a $75,000 surety bond. The bond runs to the State of Iowa and is a consumer-and-public-protection guarantee that you comply with the statutes governing dealers.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Iowa together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer's money, or otherwise violates dealer law, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Note that a dealer already licensed as a motor vehicle dealer under the same name and place of business may not need a separate towable RV bond — confirm on your application, and we will issue whichever bond the DOT requires.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in Iowa. Each has its own statute and bond amount.
$375, short application, bond issued when you pay. Free until issued.