IA public official bonds.
From $100. Enter your amount.
Before many Iowa officers can take office, Iowa Code chapter 64 requires them to file an official bond guaranteeing they will faithfully account for the office and the money that passes through it. The amount is set by statute or by the board, and the premium is 0.35% of the bond amount, $100 minimum — enter your figure to see your exact price. A quick soft credit check applies for approval and never affects your score.
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Three steps to sworn in.
Your oath of office is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Officer and office details, the bond amount, and the effective date — plus a one-time consent to a soft credit pull. That is the application.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the approving authority
Pay online and receive the executed official bond, ready to file and be approved and recorded as Iowa Code chapter 64 requires. Wet-ink originals mailed whenever the office insists.
What it is and who needs it.
What the official bond actually guarantees
Iowa Code chapter 64 governs official and private bonds. A public officer's bond is conditioned on the officer rendering a true account of the office, promptly paying over money that comes into their hands, and accounting for all balances at the end of the term — it protects the public against an officer who mishandles public funds or fails their duties.
The amount varies by office. The general statutory floor for county officers is $20,000 (Iowa Code 64.8), but the bond for a county treasurer is set by the board of supervisors and is often much higher, and other offices have their own figures. The bond must be approved and recorded before the officer enters on the duties of the office.
It is a three-party guarantee — the officer (principal), the surety, and the public body and citizens it protects — and it is not insurance for the officer: if the surety pays a claim, the officer repays the surety. Enter the amount your statute or board fixed and apply — the premium is 0.35% of the bond amount, $100 minimum, and a quick soft credit check applies for approval.
You need this bond if you are
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
Other Iowa bonds.
Official bond, before you take office.
Premiums from $100. Enter the amount your statute or board set and file the same week.