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Indiana cosmetology school bonds.
From $100.

A licensed Indiana cosmetology (beauty culture) school must post a bond protecting students’ prepaid tuition if the school closes or breaks its enrollment contracts. It is filed with the Professional Licensing Agency under IC 25-8, in the amount the school license requires. Pricing is 1% of the bond amount, $100 minimum.

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Required for a cosmetology / beauty-culture school license under IC 25-8, filed with the PLA
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Protects students’ prepaid tuition if the school closes or breaches its enrollment contracts
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1% of the bond amount, $100 minimum — the application collects no credit information, and your exact price is set by the required amount
1% of amount$100 minimumNo SSNin the applicationInstantapproval for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

No underwriting queue for the standard school bond — enter your amount, pay, and file with the PLA. Here is the whole thing:

TODAY · ONLINE

Apply online

Your school details, the bond amount your license requires, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

The application collects no credit information, and most bonds issue instantly — the executed bond is generated as soon as you pay. Larger amounts may get a quick soft-pull review that never affects your score.

SAME DAY

File with your PLA license

Submit the executed bond with your cosmetology school license application or renewal to the Professional Licensing Agency. Wet-ink originals mailed whenever the agency insists.

About this bond

What it is and who needs it.

What the school bond actually covers

Indiana licenses cosmetology (beauty culture) schools under IC 25-8, through the Professional Licensing Agency and the Board of Cosmetology and Barber Examiners. Because students often pay tuition up front for a full course, the state wants a bond standing behind that money if the school closes or fails to deliver the training it promised.

The bond is a student-protection guarantee: if a school breaches its enrollment contracts or shuts down mid-course, affected students can recover prepaid tuition against the bond. It is a three-party arrangement — the school (the principal), the surety, and the State of Indiana for the benefit of students.

It is not insurance for the school — if the surety pays students on a valid claim, the school repays the surety. Schools that finish what they enroll students for treat the bond as a license formality. Enter the amount your license requires and your exact price appears, starting from $100.

IC 25-8 (beauty culture schools)Indiana licenses cosmetology / beauty culture schools under IC 25-8, administered by the Professional Licensing Agency and the Board of Cosmetology and Barber Examiners, and conditions a school license on a surety bond protecting students’ prepaid tuition if the school closes or breaches its enrollment contracts. Confirm the required bond amount with the Professional Licensing Agency.

You need this bond if you are

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Opening a cosmetology or beauty-culture school — the bond is filed with your PLA license application
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Renewing a school license and your bond is expiring or was non-renewed
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Running an esthetics or manicuring school licensed under the beauty-culture article
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Adding a campus the PLA ties to a school-bond filing

One application, issued on the spot.

Submit the application with your required bond amount — the executed school bond is generated instantly, ready to file with the PLA.

Start the application →
FAQ

Common questions.

How much is the Indiana cosmetology school bond?Pricing is 1% of the bond amount, $100 minimum. The amount itself is set for your school license — confirm it with the Professional Licensing Agency and enter that figure.
Why does Indiana require it?Students pay tuition up front for a full cosmetology course. The bond protects that prepaid tuition: if a licensed school closes or breaches its enrollment contracts, affected students can recover against the bond.
Is there a credit check?The application collects no credit information, and most school bonds issue instantly. Larger bond amounts may get a quick soft-pull review — never a hard inquiry, and it never affects your credit score.
Does this cover an individual cosmetologist?No — this is the bond for a licensed cosmetology / beauty-culture school, not for an individual cosmetologist or a salon. It protects students of the school. If you need a different license bond, send us the requirement.
What amount should I choose?Use the figure the Professional Licensing Agency requires for your school license. If you are unsure, send us your license requirement and we will confirm the amount before you pay.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Indiana bonds.

Cosmetology school bond, issued today.

From $100. Enter your required amount and file with the PLA the same day.

Your premiumfrom $100
Apply now →