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Illinois dance studio bonds.
From $100.

Illinois regulates dance studios that sell prepaid lesson contracts under the Physical Fitness Services Act (815 ILCS 645). When a bond is required, it protects students who paid in advance if the studio closes. Pricing is 0.5% of the bond amount, $100 minimum. Enter the amount you were asked for and your exact price appears at the application.

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Tied to the Physical Fitness Services Act (815 ILCS 645) — Illinois treats dance studios as covered physical-fitness services
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Protects prepaid lesson contracts if a studio closes before students use what they paid for
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0.5% of the bond amount, $100 minimum — enter your required bond amount and your exact price appears at the application
0.5%of the bond amount$100minimum premiumFastinstant approval for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

The application collects no credit information for the standard dance studio bond — enter your amount, pay, and file. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount you were asked for, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

Most applications approve instantly — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File and keep selling lessons

Hold the executed bond where the contract or jurisdiction that required it directs. Wet-ink originals mailed whenever you need them.

About this bond

What it is and who needs it.

What the dance studio bond actually covers

Illinois's Physical Fitness Services Act (815 ILCS 645) governs prepaid contracts for physical-fitness services — and the Act's definition of a physical fitness center reaches facilities that offer instruction in dancing along with gyms, spas, and studios. When a studio sells contracts that run beyond a short term, the Act's consumer-protection rules apply.

The bond is a consumer-protection guarantee: it backs the money students pay in advance for lessons. If a studio closes or stops providing the lessons a customer already paid for, the harmed customer can recover against the bond rather than being left with nothing.

The exact amount and whether a bond (versus another permitted security) is required depend on the contracts you sell and the form whoever is requiring it hands you. We don't guess at your figure — enter the amount you were asked for, and the premium is 0.5% of that amount, $100 minimum — exact price in the on-page calculator.

815 ILCS 645 (Physical Fitness Services Act)The Illinois Physical Fitness Services Act, 815 ILCS 645, regulates prepaid contracts for physical fitness services, and its definition of covered facilities includes those offering instruction in dancing. The Act sets bonding/security and contract-cancellation protections for customers who prepay. The required amount and security form depend on your contracts — confirm the figure on the form you were given, and we'll issue it.

You need this bond if you are

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A dance studio selling prepaid lesson packages or memberships in Illinois
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A studio with long-term contracts whose terms run beyond a short introductory period
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Renewing or replacing a bond that a prior surety non-renewed or cancelled
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Asked for a bond by a contract or jurisdiction that conditions your operation on one

One application, issued on the spot.

Submit the application with the bond amount you were asked for — pricing starts from $100 and your executed dance studio bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the Illinois dance studio bond?Pricing is 0.5% of the bond amount, with a $100 minimum. The bond amount itself depends on the prepaid contracts you sell and the form you were given — enter that figure and your exact price appears at the application.
Why would a dance studio need a bond?Illinois regulates prepaid physical-fitness contracts under the Physical Fitness Services Act (815 ILCS 645), whose covered facilities include those offering dance instruction. The bond protects students who pay in advance if the studio closes before delivering the lessons.
Is there a credit check?The application collects no credit information. Most applications approve instantly; if a check runs, it is a soft pull that never affects your credit score.
What does the bond protect against?It backs the money students prepay. If you close or stop providing lessons that were already paid for, a harmed customer can claim against the bond — and if the surety pays, you repay the surety. It is not insurance for you.
What amount should I choose if I'm not sure?Use the figure on the form whoever is requiring the bond gave you — the amount tracks your prepaid contracts, so there is no single statewide number. Send us the request and we'll confirm before issuing.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Other Illinois bonds.

Dance studio bond, issued today.

Priced from $100. Enter the amount you were asked for and file the same day.

Your premiumfrom $100
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