IL Cemetery Care Act bonds.
From $100. Enter your amount.

Illinois licenses cemetery authorities under the Cemetery Care Act (760 ILCS 100), administered by the State Comptroller. The Act conditions the license on a fidelity bond sized to your care funds — premiums start from $100, and the application collects no credit information.

Required under 760 ILCS 100/9 — the Cemetery Care Act, administered by the Illinois Comptroller
Sized to your care funds on deposit — licensees holding under $15,000 in care funds are exempt
From $100 — enter the amount on your notice and your exact price appears at the application
From $100starting premium1%of your bond amount, $100 minNo SSNin the application
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Triple Five
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How it works

Apply to filed in one sitting.

No underwriting queue for the standard cemetery care bond — enter your amount, pay, and file with the Comptroller. Here is the whole thing:

TODAY · ONLINE

Apply online

Your cemetery authority details, the bond amount your care funds require, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

The application collects no credit information, and there is no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick soft-pull review that never affects your credit score.

SAME DAY

File with your annual report

Submit the executed bond with your Cemetery Care Act annual report to the Comptroller. The Comptroller will not accept a report unless the bond accompanies it (or is excused). Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the cemetery care bond actually covers

A cemetery authority that sells care and maintenance must set aside care funds — money held in trust to keep the cemetery maintained in perpetuity. The Cemetery Care Act (760 ILCS 100) is administered by the Illinois State Comptroller, who licenses each authority and conditions the license on a bond protecting those funds.

The statute frames this as a fidelity bond: it stands behind the honest handling of care funds by the people who manage them, payable to the People of the State of Illinois. If care funds are misapplied, the bond is a backstop. Under 760 ILCS 100/9, a licensee holding less than $15,000 in care funds is excused from the bond, and the bond amount increases as the care funds grow.

The bond must accompany your annual report — the Comptroller will not accept the report unless the bond is filed or excused under Section 18. We issue the amount your filing requires with premiums starting from $100; the application collects no credit information, on the form the Comptroller names.

760 ILCS 100/9 (Cemetery Care Act)The Illinois Cemetery Care Act (760 ILCS 100), administered by the State Comptroller, conditions a cemetery authority license on a fidelity bond sized to the care funds held. Under Section 9, a licensee with less than $15,000 in care funds is excused from the bond, and the bond must increase as care funds grow; no annual report is accepted unless the required bond accompanies it or is excused under Section 18. Confirm your required amount on your Comptroller notice.

You need this bond if you are

A licensed cemetery authority holding $15,000 or more in care funds under the Act
Filing your annual report with the Comptroller, which must include the bond
Growing your care funds past a threshold that increases the required bond amount
Renewing your license and your current surety is expiring or non-renewing

One application, issued on the spot.

Submit the application with the bond amount your care funds require — the executed bond is generated instantly, ready to file with your annual report.

Start the application →
FAQ

Common questions.

How much is the Illinois cemetery care bond?Premiums are 1% of your bond amount, with a $100 minimum. The bond amount itself is set against the care funds you hold — enter the figure on your Comptroller notice, and your exact price appears at the application.
Is every cemetery required to post this bond?No. Under 760 ILCS 100/9, a licensee holding less than $15,000 in care funds is excused from the bond. Above that, the bond is required and increases as care funds grow.
Is this a fidelity bond or a surety bond?The Cemetery Care Act calls it a fidelity bond — it protects the care funds against dishonest handling by those who manage them, payable to the People of the State of Illinois. We issue it the same way: premiums from $100, no credit fields in the application.
Is there a credit check?The application collects no credit information. Most applications approve instantly; if a check ever runs on a larger bond amount, it is a quick soft pull that never affects your credit score.
When do I file it?With your Cemetery Care Act annual report to the Comptroller. The Comptroller will not accept the report unless the required bond accompanies it or is excused under Section 18, so file them together.
Related bonds

Other Illinois bonds.

Cemetery care bond, issued today.

Premiums from $100. Enter the amount your care funds require and file with your annual report.

Your premiumfrom $100
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