Georgia insurance broker bonds.
$100 flat.

Georgia conditions a resident insurance broker license on a fixed $2,500 bond filed with the Commissioner of Insurance and Safety Fire. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required for your GA insurance broker license under O.C.G.A. § 33-23-7

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Fixed price, fixed amount — $2,500 bond, $100, no quote process

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Multi-year terms available — set it up once for up to 3 years

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

Trusted by industry leaders

How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here’s the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That’s the application — no financials and no credit section on this bond.

MINUTES, USUALLY

Pay & e-sign

Small fixed license bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

Upload with your license

Your executed $2,500 bond and power of attorney arrive by email, ready to upload to NIPR or Sircon with your broker license application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Georgia’s Commissioner of Insurance and Safety Fire conditions a resident insurance broker license on a $2,500 surety bond. The bond is a consumer-and-public-protection guarantee: it stands behind your faithful, lawful conduct as a broker under the Georgia insurance code.

It’s a three-party arrangement: you (the principal), the surety carrier, and the State of Georgia (the obligee), with the public as the protected parties. If a broker violates the insurance laws and someone is harmed, they can recover against the bond up to $2,500.

It is not insurance for you — if the surety pays a valid claim, you repay the surety. The bond must stay in force for the life of your license; we track it and send renewal notices 60 and 30 days out so it never lapses over a missed email.

O.C.G.A. § 33-23-7 (Commissioner of Insurance)O.C.G.A. § 33-23-7 conditions a Georgia resident insurance broker license on a $2,500 surety bond filed with the Commissioner of Insurance and Safety Fire, securing the broker’s faithful compliance with the insurance code. The bond runs continuously until canceled, with the surety giving the Commissioner advance written notice (commonly 60 days) before any cancellation.

You need this bond if you’re

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Applying for a GA insurance broker license — the bond is filed with your application

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Renewing your broker license and your current bond is expiring or non-renewing

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Reinstating a lapsed license that requires a fresh bond on file

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Moving to Georgia from another state and getting licensed here as a broker

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information for this bond.

Start the application →

FAQ

Common questions.

How much is the Georgia insurance broker bond?The premium is $100 flat, set by our carrier’s rate book for the fixed $2,500 bond amount — the same for every broker.

Is this the same as the surplus lines broker bond?No. This is the $2,500 resident insurance broker bond under O.C.G.A. § 33-23-7. Surplus lines brokers post a separate, much larger bond ($50,000) under a different provision. If you need the surplus lines bond, tell us and we’ll quote that one.

Do I pay the $2,500?No. You pay $100. The $2,500 is the surety’s maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

Is there a credit check?The application collects no credit information at all. Most applications like this approve instantly.

Where do I file it?With the Commissioner of Insurance — in practice, you upload the executed bond to NIPR or Sircon with your license application or renewal. We deliver it ready to upload.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Georgia bonds.

Finish your broker license checklist today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

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Your price$100

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