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Georgia home warranty bonds.
$2,000 flat.
A Georgia company that issues electronic-product or home warranty / service agreements must post a $100,000 surety bond with the Office of Insurance & Safety Fire Commissioner under O.C.G.A. § 33-7-6. Ours is $2,000 flat — the price you see is the checkout price — with one soft credit pull that never affects your score.
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Three steps to filed.
Your warranty filing is waiting on this bond. Here is the whole process — no broker phone tag:
Apply once, online
Business details, owner information, and an effective date. The only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.
File with the Insurance Commissioner
Pay online and receive the executed $100,000 bond, ready to file with the Office of Insurance & Safety Fire Commissioner. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
Georgia regulates warranty and service-agreement companies — including electronic-product warrantors and home warranty providers — through the Office of Insurance & Safety Fire Commissioner under Title 33. A warrantor must post a surety bond of not less than $100,000 as a condition of doing business in Georgia.
The bond is a consumer-protection guarantee: it stands behind the warrantor’s obligations under the warranty or service agreements it sells. If a warrantor fails to honor valid claims or engages in deceptive practices, harmed consumers can recover against the bond.
It is not insurance for you — if the surety pays a consumer claim, you repay the surety. The Commissioner enforces this: warrantors that fail to post the required $100,000 bond have been ordered to stop selling warranty and service contracts in Georgia.
You need this bond if you're
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Georgia bonds.
The Insurance Commissioner is waiting on one document.
$2,000 flat, short application, bond issued when you pay. Free until issued.