When you can't prove ownership of a vehicle, Georgia lets you get a bonded title — file a surety bond under O.C.G.A. § 40-3-28 (form MV-46) and the Department of Revenue issues the title. Pricing starts from $100; the amount is twice the vehicle's value, $5,000 minimum.
















No long underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the tag office. Here is the whole thing:
Your details, the vehicle, and the bond amount (twice the vehicle's value) — that is the entire application. A quick soft credit check may apply — never a hard inquiry.
Most applicants are approved instantly; a quick soft-pull review that never affects your score may apply on some applications.
Take the executed bond (form MV-46) and your supporting documents to your county tag office to get your bonded title. Wet-ink originals mailed whenever the office insists.
When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Georgia lets you establish ownership with a bonded title under O.C.G.A. § 40-3-28. You post a surety bond, the Department of Revenue issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim.
The bond amount is twice the vehicle's current value, with a $5,000 minimum. The Department of Revenue (or your authorized county tag agent) sets the value — it commonly uses Black Book. You file the bond on form MV-46 with your title application.
If a prior owner, lienholder, or later purchaser proves a better claim and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. Georgia title bonds typically run a four-year term, after which a clean title issues if no valid claim was made.
Submit the application with your bond amount (twice the vehicle's value, $5,000 minimum). A quick soft credit check may apply — never a hard inquiry, no impact on your score.
Start the application →Pricing from $100. Enter your amount and take it to the tag office.