Georgia buying service bonds.
$125 flat.

Georgia requires every buying service or club to maintain a $25,000 bond (or cash bond) payable to the Governor, for the benefit of anyone who contracts for a membership. Ours is $125 flat at the $25,000 amount — the price you see is the checkout price. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

✓

Required to license a buying service or club under O.C.G.A. § 10-1-593

✓

$25,000 payable to the Governor — protects members against fraud or breach of contract

✓

No credit section in the application — $125 flat, and a separate bond is required per location

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

Trusted by industry leaders

How it works

Three steps. One sitting.

Fixed-amount license bonds are simple. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount license bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with your license application

Your executed bond arrives by email, ready to file with your buying service license. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the buying service bond actually covers

A buying service or club sells memberships that promise access to discounted goods or services. Georgia's Buying Services article (O.C.G.A. §§ 10-1-590 through 10-1-606) conditions a buying service license on a $25,000 bond (or cash bond) payable to the Governor, for the benefit of members.

The bond is conditioned to pay losses, damages, and expenses that members sustain by reason of any fraudulent misrepresentation or breach of contract by the club — for example, a club that takes membership fees and fails to deliver the promised buying service.

If the operator runs buying-service activity at more than one physical location, a separate $25,000 bond is required for each. We issue each at $125 flat, and the application collects no credit information. Georgia’s Buying Services Act also requires a three-day membership cancellation period.

O.C.G.A. § 10-1-593 (Buying Services)O.C.G.A. § 10-1-593, within the Buying Services article (O.C.G.A. §§ 10-1-590 through 10-1-606), requires each buying service or club to maintain a $25,000 surety bond or cash bond payable to the Governor as a condition of licensure, for the use and benefit of any person who contracts for a membership, conditioned to pay losses, damages, and expenses sustained by reason of fraudulent misrepresentation or breach of contract by the club. A separate bond is required for each physical location.

You need this bond if you're

✓

Licensing a buying service or club in Georgia — the bond is filed with your license

✓

Operating multiple locations — a separate $25,000 bond is required for each

✓

Renewing your buying service license and your current bond is expiring or non-renewing

✓

Selling discount-club memberships that the Buying Services Act covers

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond's application doesn't have one.

Start the application →

FAQ

Common questions.

How much is the Georgia buying service bond?The premium is $125, set by our carrier for the $25,000 bond amount — the same for every operator. The $25,000 is set by statute, so there is no quote process.

Do I pay the $25,000?No. You pay $125. The $25,000 is the surety's maximum liability if members are harmed — not a deposit, and nobody holds your money.

Do I need one bond per location?Yes. Under O.C.G.A. § 10-1-593, if you run buying-service activity at more than one physical location, a separate $25,000 bond is required for each. We issue each at the same $125.

Is there a credit check?The application has no credit section — most applications approve instantly. Fixed-amount license bonds like this one rarely need more than that.

What does the bond protect against?It pays losses members sustain from fraudulent misrepresentation or breach of contract by the club — for instance, a club that collects fees and fails to deliver. If the surety pays a claim, you repay the surety.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Georgia bonds.

Buying service bond, issued today.

$125 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$125

Apply now →