When USDA’s Food & Nutrition Service sets the collateral bond at its $1,000 statutory floor, this is the page. The bond is $100 flat — set by our carrier’s rate book for this specific bond, not a percentage of the amount — and the application collects no credit information; most applications approve instantly, and if a check ever runs, it’s a soft pull that won’t touch your score.
















Fixed-amount collateral bonds are the simplest thing in surety. Here’s the whole process:
Business details and an effective date. That’s the application — no credit fields, no follow-up scavenger hunt.
Fixed-amount bonds like this are among the thousands that issue right after purchase. At most, 1–2 business days.
Your executed collateral bond arrives by email, ready to file with your SNAP retailer application. Wet-ink original mailed on request.
A firm re-entering SNAP after a sanction must post a collateral bond under 7 CFR §278.1(b)(3). The face amount is the greater of $1,000 or 10% of average monthly redemptions — so when 10% of your redemptions is small, the bond lands at the $1,000 floor, and this is the page for that.
The bond protects the program: if FNS establishes a claim against a previously sanctioned firm, it can collect through forfeiture of the collateral bond. It must remain valid for five years from re-entry into SNAP.
This is the fixed-$1,000 version. If FNS set a higher amount (because 10% of your redemptions exceeds $1,000), use our variable FNS or SNAP collateral bond page and enter that figure instead — pricing there starts from $100, with your exact price at application.
These are the actual issuing fields — no credit fields, because this fixed-amount bond’s application doesn’t collect any.
Start the application →$100 flat, no credit review, bond often issued in the same sitting. Free until issued.