DC public adjuster bonds.
$200 flat.

The District of Columbia requires every public insurance adjuster to file a fixed $20,000 bond with the Department of Insurance, Securities and Banking — ours is $200 flat, set by our carrier's rate book for this bond. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required for your DC public insurance adjuster license — new applicants and renewals

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Fixed price, fixed amount — $20,000 bond, $200, no quote process

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Multi-year terms available — set it up once, forget it for up to 3 years

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

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How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit fields, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with DISB

Your executed bond and power of attorney arrive by email, ready to file with your DISB public adjuster license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A public adjuster bond is a policyholder-protection guarantee. You negotiate insurance claims on behalf of people who've just had the worst week of their year — DC wants a financial backstop that you'll handle their claims and their money honestly.

It's a three-party arrangement: you (the principal), the surety carrier, and the District of Columbia (the obligee), with your clients as the protected parties. The bond runs to the District and authorizes recovery if a licensee is found to have committed fraud or unfair practices as a public adjuster.

The bond must stay active for the life of your license. Let it lapse and you can be referred for action against the license — so we track it and notify you 60 and 30 days out, keeping your $20,000 filing continuous.

D.C. Code § 31-1631.05The District of Columbia Department of Insurance, Securities and Banking licenses public insurance adjusters under D.C. Code § 31-1631 et seq. Section 31-1631.05 conditions the license on a $20,000 bond that runs to the District and specifically authorizes the Commissioner to recover damages sustained if the licensee is found to have committed fraud or unfair practices in connection with the adjuster business.

You need this bond if you're

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Applying for a DC public adjuster license — the bond is filed with your application

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Renewing your license and your bond is expiring or your surety non-renewed

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A firm adding an entity license alongside your individual adjuster license

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An out-of-state adjuster getting licensed to work District of Columbia losses

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information, because this bond doesn't need any.

Start the application →

FAQ

Common questions.

How much is the DC public adjuster bond?The premium is $200 — set by our carrier's rate book for the fixed $20,000 bond amount, the same for every adjuster. The $20,000 is set by statute, so there is no quote process.

Do I pay the $20,000?No. You pay $200. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many adjusters finish the application and have the bond in the same sitting. At most, 1–2 business days.

Is there a credit check?The application collects no credit information, and most license bonds like this approve instantly with no credit review. If a check is ever needed, it's a soft pull only — it never affects your score.

When does it renew?The bond must stay active for as long as you hold the license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.

Related bonds

Other District of Columbia bonds.

Finish your license checklist today.

$200 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$200

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