DC auto repossessor bonds.
$100 flat. Instant issuance.

The District requires an individual automobile repossessor to file a $5,000 surety bond with the Department of Licensing and Consumer Protection (DLCP) to get licensed. Ours is $100 flat — the price you see is the checkout price, set by our carrier's rate book for this bond. A quick soft credit check may apply — never a hard inquiry, no impact on your score.

Required for your DC individual repossessor license — filed with DLCP
Fixed amount, fixed price — $5,000 bond, $100, no quote process
Credit-tier pricing via soft pull — never a hard inquiry, no impact on your score
A-ratedA.M. Best carriersSoft pullnever a hard inquiry1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Your repossessor license is waiting on this bond. Here's the entire process:

TODAY · ONLINE

Apply online

Business details, owner information, and an effective date. A quick soft credit check may apply — never a hard inquiry.

USUALLY FAST

Reviewed & approved

Small license bonds like this clear quickly. If a check runs, it's a soft pull that never affects your score, and the price stays $100.

SAME / NEXT DAY

File with DLCP

Your executed $5,000 bond arrives by email on the DLCP repossessor bond form, ready to file with your license application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The District licenses automobile repossessors and conditions the license on a surety bond. The bond is a public-protection guarantee — it stands behind your compliance with the District's repossession rules, so consumers and lienholders have a financial backstop if a repossession is mishandled.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the District together with anyone harmed (the protected parties). If a repossessor violates the licensing regulations and someone suffers a financial loss, they can recover against the $5,000 bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Repossessors who follow the District’s rules treat the bond as a license formality, not a risk. The District also lets an applicant post cash in lieu of a surety bond; most people choose the bond rather than tie up $5,000 in cash.

16 DCMR § 307 (DC Code § 50-603)District of Columbia automobile repossessors are licensed through the Department of Licensing and Consumer Protection (DLCP) under DC Code § 50-601 et seq. and 16 DCMR § 300 et seq. Section 307.1 requires an individual repossessor to file a surety bond in the penal sum of $5,000 (a repossession business files $25,000); the license period runs two years. An applicant may post a cash bond with DLCP in lieu of a surety bond. Confirm the current amount on your DLCP application.

You need this bond if you're

Applying for a DC individual repossessor license — the bond is filed with DLCP
Renewing your repossessor license and your current bond is expiring or non-renewing
Switching from a cash bond to a surety bond to free up your capital
Working DC repossessions as an individual rather than under a $25,000 business bond

One application, issued instantly.

These are the actual underwriting fields, including a quick soft credit check that may apply. The price stays $100 either way.

Start the application →
FAQ

Common questions.

How much is the DC auto repossessor bond?The premium is $100, set by our carrier's rate book for this specific bond — the price you see at checkout is the price. The $5,000 amount is set by regulation, so there is no quote process.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Is there a credit check?A quick soft credit check may apply — never a hard inquiry, no impact on your score. It informs approval, not price: the rate stays $100 either way.
What about the $25,000 business bond?A repossession business (not an individual) files a $25,000 bond under the same rules. This page is the $5,000 individual bond. If you need the business bond, send us the application and we’ll issue the right one.
Can I post cash instead?Yes — DLCP lets you post a cash bond in lieu of a surety bond. But that ties up the full $5,000 in cash; most repossessors buy the surety bond for $100 instead.
Related bonds

Other District of Columbia bonds.

DLCP is waiting on one document.

$100 flat, short application, issued instantly. Free until issued.

Your price$100
Apply now →