CT business opportunity bonds.
From $100. Enter your amount.

Under Connecticut’s Business Opportunity Investment Act (C.G.S. 36b-64), a seller who makes certain representations must post a surety bond of at least $50,000 in favor of the state (or escrow the equivalent). Premiums are priced at 0.5% of the bond amount, $100 minimum — your exact price appears at the application, which collects no credit information.

Required under C.G.S. 36b-64 when a seller makes income/earnings or buy-back representations
At least $50,000 — the Banking Commissioner may require more to protect purchaser-investors
Priced at 0.5% of the bond amount, $100 minimum — your exact price appears at the on-page calculator
0.5% rate$100 minimumInstantapproval for mostNo SSNin this application
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard business opportunity bond — enter your amount, pay, and file with your registration. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount required, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

Most applications approve instantly — the application collects no credit information. If a check runs on a larger bond amount, it’s a quick soft pull that won’t touch your score.

SAME DAY

File with your registration

Submit the executed bond with your business opportunity registration to the Department of Banking. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the business opportunity bond actually covers

Connecticut regulates the sale of business opportunities under the Business Opportunity Investment Act (C.G.S. chapter 672c), administered by the Department of Banking. A business opportunity is generally a package sold to a buyer to start a business, often with claims about income, marketing assistance, or a buy-back guarantee.

A seller who makes certain income/earnings representations or buy-back promises must, under C.G.S. 36b-64, either obtain a surety bond of not less than $50,000 from a company authorized in Connecticut or establish an equivalent trust account at a Connecticut depository. The bond is in favor of the State of Connecticut, and the Banking Commissioner may require a greater amount to protect purchaser-investors.

The bond stands behind your obligations to the buyers you sell to — if a purchaser-investor is harmed by your violation of the Act, they can recover against it. It is not insurance for you: if the surety pays, you repay the surety. We issue the amount required at 0.5% of the bond amount, $100 minimum; the application collects no credit information.

C.G.S. 36b-64 (Business Opportunity Investment Act)Connecticut General Statutes 36b-64, part of the Business Opportunity Investment Act (chapter 672c), requires a business opportunity seller who makes certain representations to obtain a surety bond — or establish a trust account — of not less than fifty thousand dollars in favor of the state. The Banking Commissioner may require a greater amount for the protection of purchaser-investors. Registration of the business opportunity itself is governed by C.G.S. 36b-62. Confirm the amount on your registration.

You need this bond if you are

Selling a business opportunity in or from Connecticut and making income or buy-back representations
Registering a business opportunity with the Department of Banking
A franchisor or distributorship seller whose offering falls under the Act
Renewing a registration that requires the seller bond or trust account

One application, issued on the spot.

Submit the application with your required bond amount — the executed bond is generated instantly, ready to file with your registration.

Start the application →
FAQ

Common questions.

How much is the Connecticut business opportunity bond?Premiums are priced at 0.5% of the bond amount, $100 minimum — the price is set by your required bond amount, not a credit tier. The bond amount itself is at least $50,000 by statute and can go higher if the Banking Commissioner requires more. Your exact price appears at the on-page calculator.
When is the bond required?Under C.G.S. 36b-64, when a business opportunity seller makes certain representations — such as income or earnings claims or a buy-back promise. Sellers who make those representations must post a $50,000-minimum bond or an equivalent trust account in favor of the state.
Can I use a trust account instead?Yes — the statute lets a seller establish a trust account at a licensed Connecticut depository in lieu of the bond. A surety bond is usually cheaper, since you pay a premium starting from $100 rather than tying up $50,000 or more in cash.
Is there a credit check?The application collects no credit information. Most applications approve instantly; if a check runs — more likely on larger bond amounts — it’s a soft pull only and never affects your credit score.
Where do I file it?With the Connecticut Department of Banking, Securities and Business Investments Division, alongside your business opportunity registration. We issue the executed bond ready to submit.
Related bonds

Other Connecticut bonds.

Business opportunity bond, issued today.

Premiums from $100. Enter your required amount and file the same day.

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