Colorado manufactured-home installer bonds.
$150 flat.

Colorado requires a registered installer of manufactured homes to file a $15,000 financial guarantee with the Division of Housing — a surety bond is one accepted form. Ours is $150 flat, set by our carrier's rate book for this specific bond. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required to register as a manufactured-home installer with the DOLA Division of Housing

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Fixed amount, fixed price — $15,000 bond, $150, no quote process

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Multi-year terms available — set it once and keep your registration backed

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

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How it works

Three steps. One sitting.

Registration bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount registration bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with your registration

Your executed bond and power of attorney arrive by email, ready to file with the Division of Housing alongside your installer registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Colorado registers installers of manufactured homes through the Department of Local Affairs' Division of Housing. The registration is conditioned on a $15,000 financial guarantee — a surety bond, letter of credit, or certificate of deposit — filed with the Division at the time of application.

The bond is a workmanship-and-compliance guarantee: it stands behind your installation of manufactured and tiny homes to the state's installation standards. It is a three-party arrangement between you (the principal), the surety, and the State of Colorado (the obligee), payable to the Division of Housing on an enforcement action.

It is not insurance for you — if the surety pays a claim, you repay the surety. Installers who do clean, code-compliant work treat the bond as a registration formality. We track it and notify you 60 and 30 days out so your registration stays continuously backed.

C.R.S. 24-32-3315 (Division of Housing)Colorado registers installers of manufactured homes (and tiny homes) under C.R.S. 24-32-3315, administered by the DOLA Division of Housing with rules at 8 CCR 1302-14. The applicant must file a financial guarantee — commonly a $15,000 surety bond — with the Division at registration; confirm the current amount on your application, as the Division sets it by rule.

You need this bond if you're

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Registering as a manufactured-home installer with the Division of Housing

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Renewing your installer registration and your current guarantee is expiring

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A contractor adding installation work for manufactured or tiny homes in Colorado

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Switching from a CD or letter of credit to a surety bond to free up that cash

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond's application doesn't collect credit information.

Start the application →

FAQ

Common questions.

How much is the Colorado manufactured-home installer bond?The premium is $150, set by our carrier for this specific $15,000 bond — the same for every installer. The $15,000 is set by the Division of Housing, so there is no quote process.

Do I pay the $15,000?No. You pay $150. The $15,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

Can I post a CD or letter of credit instead?The Division of Housing accepts a surety bond, a letter of credit, or a certificate of deposit. A surety bond is usually cheapest — you pay a flat $150 instead of tying up $15,000 in cash or bank collateral.

Is there a credit check?The application collects no credit information at all. Most applications on small fixed-amount registration bonds like this one approve instantly.

When does it renew?The bond must stay active for as long as you hold the installer registration. Buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your registration never lapses over a missed email.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Colorado bonds.

Finish your installer registration today.

$150 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$150

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