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Arkansas used dealer bonds.
$250 flat.
Also known as the Arkansas auto dealer bond or car dealer bond.
Arkansas requires a $25,000 bond from every licensed used motor vehicle dealer, wholesaler, or auto auction under A.C.A. 23-112-607. Ours is $250 flat — set by our carrier's rate book for this bond, identical for every dealer. One soft credit pull; the bond is issued when you pay.
Trusted by industry leaders
Three steps to licensed.
Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the state
Pay online and receive the executed $25,000 bond, ready to file with your used dealer license application. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
Arkansas licenses used motor vehicle dealers, wholesalers, and auto auctions, and conditions the license on a $25,000 surety bond under A.C.A. 23-112-607. The bond is a consumer-and-public-protection guarantee: it stands behind clear title on the vehicles you sell, the taxes and fees you owe the state, and your compliance with the dealer law.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Arkansas together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a buyer's money, or otherwise violates the dealer law, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers running multiple lots may post a single $100,000 bond in lieu of separate $25,000 bonds for each location. Either way, dealers who deliver clean title treat the bond as a license formality.
You need this bond if you're
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Arkansas motor vehicle dealer bonds.
Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in Arkansas. Each has its own statute and bond amount.
Other Arkansas bonds.
Your dealer license is waiting on one document.
$250 flat, short application, bond issued when you pay. Free until issued.