AR telephone seller bonds.
$500 flat.

Arkansas requires a registered telephonic seller to post a $50,000 bond in favor of the State, with a copy filed with the Secretary of State, under A.C.A. § 4-99-107. Ours is $500 flat — set by our carrier’s rate book for this bond, identical for every applicant. One soft credit pull, e-signed in 1–2 business days.

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Required under A.C.A. § 4-99-107 for registered telephonic sellers — filed with the Secretary of State

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Fixed amount, fixed price — $50,000 bond, $500, no quote theater

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Soft credit pull only — never affects your score, and the price stays $500 either way

A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available

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How it works

Three steps to filed.

Your telephonic seller registration is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Secretary of State

Pay online and receive the executed $50,000 bond, ready to file with your telephonic seller registration. Wet-ink originals mailed whenever the Secretary of State insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Arkansas regulates telemarketers under the Regulation of Telephonic Sellers act (A.C.A. § 4-99-101 et seq.). A telephonic seller registers annually with the Secretary of State, and the registration is conditioned on a surety bond. Under A.C.A. § 4-99-107 the bond runs in the amount of $50,000.

The bond is in favor of the State of Arkansas for the benefit of any person who suffers injury or loss from a violation of the telephonic seller law. A harmed consumer can be paid from the bond proceeds, or under a court order obtained by the Attorney General or a prosecuting attorney for a violation of the chapter. A copy of the bond is filed with the Secretary of State.

It is not insurance for you — if the surety pays a claim, you repay the surety. Sellers who follow the telephonic seller rules treat the bond as a registration formality, not a risk.

A.C.A. § 4-99-107 (Regulation of Telephonic Sellers)Under A.C.A. § 4-99-107, a registered telephonic seller must post a $50,000 surety bond in favor of the State of Arkansas for the benefit of any person suffering injury or loss from a violation of the Regulation of Telephonic Sellers act (A.C.A. § 4-99-101 et seq.), payable from the bond or under a court order obtained by the Attorney General or a prosecuting attorney. A copy of the bond is filed with the Secretary of State. Some sellers and transactions are exempt from registration — confirm whether you are required to register and bond.

You need this bond if you're

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Registering as a telephonic seller with the Arkansas Secretary of State

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Renewing your annual registration and your current bond is expiring or non-renewing

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A telemarketer entering Arkansas whose sales fall under the Regulation of Telephonic Sellers act

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Re-registering after a lapse that requires a fresh $50,000 bond on file

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →

FAQ

Common questions.

Do I pay the $50,000?No. You pay $500 flat, one-time. The $50,000 is the surety's maximum liability to the state and harmed consumers; it's not a deposit, and nobody holds your money.

Who requires this bond?Arkansas requires it under A.C.A. § 4-99-107 as a condition of registering as a telephonic seller. A copy of the bond is filed with the Secretary of State. No active bond, no valid registration.

What does the bond guarantee?That you follow the Regulation of Telephonic Sellers act. If you violate it and a consumer suffers injury or loss, they can be paid from the bond — or under a court order obtained by the Attorney General or a prosecuting attorney. If the surety pays, you repay the surety.

Is there a credit check?Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The price is $500 either way: credit can affect whether we approve the bond, never what it costs.

Do all telemarketers need to register and bond?No — the Regulation of Telephonic Sellers act exempts certain sellers and transactions from registration. Whether you are required to register, and therefore to bond, is a question for the Secretary of State; if you are required, we issue the $50,000 bond the same day.

Related bonds

Other Arkansas bonds.

The Secretary of State is waiting on one document.

$500 flat, short application, e-signed bond in 1–2 business days. Free until issued.

Start application

Your price$500

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