Arkansas notary bonds.
$50 flat.

Arkansas requires every notary public to file a $7,500 bond with the Secretary of State to be commissioned. The premium is $50 flat — set by our carrier's rate book for this bond, so the price you see is the checkout price. This is the bond-only option, without E&O coverage — the bond protects the public, not you.

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Required for your AR notary commission — first-time, renewing, or reappointed, under A.C.A. 21-14-101

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$7,500 bond, $50 flat — the checkout price, same for every notary

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Bond only — no errors-and-omissions coverage: this protects the public, not you

A-ratedA.M. Best carriersInstantunderwriting process10-yrcommission term

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How it works

Three steps. One sitting.

Notary bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Your details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Notary bonds are among the bond types that issue right after purchase.

SAME DAY

File with the Secretary of State

Your executed bond and power of attorney arrive by email, ready to file with your notary application to the Secretary of State, Business & Commercial Services. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A notary bond is a public-protection guarantee. Arkansas wants a financial backstop that you will perform your notarial acts honestly and within the law before it commissions you.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Arkansas (the obligee), with the public as the protected party. Under A.C.A. 21-14-101, the $7,500 bond is a condition of your commission, which the Secretary of State issues for a 10-year term.

The bond is not insurance for you. If someone is harmed by your notarial misconduct and recovers against the bond, you repay the surety. Notaries who want to protect themselves add a separate errors-and-omissions policy — this listing is the bond only, without E&O.

A.C.A. 21-14-101Arkansas Code Annotated 21-14-101 requires a notary public to file a $7,500 surety bond with the Secretary of State as a condition of commission. The bond runs with the commission, which is issued for a 10-year term. The bond protects the public; errors-and-omissions coverage for the notary is separate and optional. Confirm current requirements with the Secretary of State, Business & Commercial Services Division.

You need this bond if you're

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Applying for an AR notary commission — the bond is filed with your application

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Renewing or being reappointed as your 10-year commission comes up

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A first-time notary getting commissioned in Arkansas

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Choosing the bond-only option and carrying (or skipping) E&O separately

One application, issued instantly.

These are the actual issuing fields — no credit section, because the application doesn't collect credit information.

Start the application →

FAQ

Common questions.

How much is the Arkansas notary bond?The premium is $50 flat — set by our carrier's rate book for this bond. Same for every notary, and the price you see is the checkout price.

Does this include E&O coverage?No — this is the bond-only option, without errors-and-omissions coverage. The bond protects the public, not you. If you want protection for your own mistakes, that's a separate E&O policy you can add.

Do I pay the $7,500?No. You pay $50. The $7,500 is the surety's maximum liability if a valid claim is made against the bond — it's not a deposit, and nobody holds your money.

Is there a credit check?The application collects no credit information for this bond, so most notaries never see a credit step.

How long does the bond last?An Arkansas notary commission runs 10 years, and the bond is tied to the commission term. File it once with your commission and you are set for the term.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

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Other Arkansas bonds.

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$50 flat, no credit review, bond often issued in the same sitting. Free until issued.

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