Arkansas CACFP sponsor bonds.
From $100.

A sponsor financial-guarantee bond the Arkansas agency administering the Child and Adult Care Food Program (CACFP) can require before approving a sponsor. It backs proper handling of the federal meal reimbursements the sponsor receives — the premium is 2% of the bond amount, $100 minimum, with a soft credit pull for approval only.

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Required by the Arkansas CACFP state agency when it conditions sponsor approval on a financial guarantee

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Amount is set by the state agency — typically tied to your projected reimbursements

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Priced at 2% of the bond amount, $100 minimum — a soft credit pull affects approval only, never the price

2%of the bond amount, $100 minInstantissued the moment you paySoft pullnever affects your score

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How it works

Three steps. One sitting.

Enter your amount, consent to a soft pull, and submit to the state agency. Here is the whole thing:

TODAY · ONLINE

Apply online

Your organization details, the bond amount the state agency set, and the effective date — that is the application, plus a one-time soft-pull consent.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

SAME DAY

Submit with your sponsor approval

Your executed bond arrives by email, ready to submit to the Arkansas CACFP state agency. Wet-ink originals mailed whenever the agency insists.

About this bond

What it is and who needs it.

What the CACFP bond actually covers

The Child and Adult Care Food Program is a USDA child-nutrition program that reimburses sponsoring organizations for meals served in day-care homes, child-care centers, and adult day-care centers. In Arkansas it is administered by the state child-nutrition agency, which approves and oversees sponsors.

When a sponsor's financial standing or history warrants it, the state agency can condition participation on a financial guarantee — including a surety bond — to protect the federal funds flowing through the sponsor. The bond stands behind the sponsor's proper management of program reimbursements and compliance with program rules.

The amount is set by the state agency, generally in relation to the sponsor's projected reimbursements, so there is no single statewide figure. Enter the amount on your approval notice and we issue from $100 with a soft pull only — your exact price appears at the application.

USDA Child and Adult Care Food Program — Arkansas state agencyThe Child and Adult Care Food Program operates under USDA Food and Nutrition Service rules (7 CFR Part 226) and is administered in Arkansas by the state child-nutrition agency. Sponsor financial-guarantee bonds are not a flat federal mandate for every sponsor; the state agency requires one when a sponsor's circumstances warrant a guarantee, in an amount it sets. Confirm whether a bond is required, and the amount, on your sponsor approval — and we'll write it.

You need this bond if you are

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A CACFP sponsoring organization the state agency has asked to post a financial guarantee

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A new sponsor the agency wants bonded before approving your application

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Re-applying after a finding that triggered a bond condition on your participation

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A multi-site sponsor carrying a guarantee sized to your projected reimbursements

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

How much is the Arkansas CACFP bond?The premium is 2% of the bond amount, $100 minimum. The amount itself is set by the Arkansas state agency that administers the program, generally tied to your projected reimbursements. Enter that figure at the application and your exact price appears before you pay.

Does every sponsor need this bond?No. A sponsor financial-guarantee bond is not a flat requirement for every CACFP sponsor — the state agency requires one when a sponsor's circumstances warrant a financial guarantee. Check your sponsor approval to see whether and how much is required.

What does the bond guarantee?It backs the sponsor's proper management of the federal meal reimbursements and compliance with program rules. If the sponsor mishandles funds and a valid claim is paid, the sponsor repays the surety — it is not insurance for the sponsor.

Is there a credit check?Yes — one soft credit pull, which never affects your score. It is used for approval, not price: the premium is 2% of the bond amount, $100 minimum, and your exact figure appears at the application.

How is this different from the Summer Food Service bond?Same idea, different program. CACFP covers day-care and adult-care settings year-round; the Summer Food Service Program covers meals when school is out. We write a separate bond for each — pick the one your approval names.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Arkansas bonds.

CACFP sponsor bond, issued today.

Priced at 2% of the bond amount, $100 minimum. Enter the amount the state agency set and submit it within days.

Start application

Your premiumfrom $100

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