AZ service company bonds.
From $100. Enter your amount.

A company that sells service contracts in Arizona must hold a permit from the Department of Insurance and Financial Institutions (DIFI), and one way to qualify is to file a Bond of Service Company under A.R.S. 20-1095.04 (form E-857). We price it at 1% of the bond amount, $100 minimum; the application collects no credit information.

Required for a service company permit under A.R.S. 20-1095.04 — filed with DIFI on form E-857
Guarantees faithful performance of the service contracts you sell during the bond term
1% of the bond amount, $100 minimum — enter the amount DIFI requires and your exact price appears at the application
1% of amount$100 minimumExactprice shown at the applicationNo credit reviewnot even a soft pull
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NYCEDC
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard service-company bond — enter your amount, pay, and file with DIFI. Here is the whole thing:

TODAY · ONLINE

Apply online

Your company details, the bond amount DIFI requires, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit section in the application and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with DIFI

Submit the executed bond (form E-857) with your service-company permit application or renewal. Wet-ink originals mailed whenever DIFI insists.

About this bond

What it is and who needs it.

What the service company bond covers

A service contract in Arizona is an agreement to maintain, repair, or replace a consumer product or a structural component of a residential property — the kind of plan a company sells alongside an appliance, home system, or home warranty. To sell them, a company needs a service company permit from the Department of Insurance and Financial Institutions (DIFI).

To qualify for the permit, a service company must show competent management and file cash or a surety bond with DIFI — the Bond of Service Company, on form E-857 under A.R.S. 20-1095.04. The bond covers the service contracts the company issues during the term and assures their faithful performance (excluding contracts a motor-vehicle manufacturer is financially responsible for).

It’s a consumer-protection guarantee: if the company fails to honor its service contracts, contract holders can recover against the bond. The amount is set by DIFI for your permit; whatever it is, we issue the bond from $100, and the application collects no credit information. If the surety pays a claim, you repay the surety.

A.R.S. 20-1095.04 (form E-857, DIFI)Under A.R.S. 20-1095.04, an Arizona service company may qualify for its DIFI service-company permit by filing cash or a surety bond (the Bond of Service Company, form E-857) assuring faithful performance of the service contracts it issues during the term, excluding contracts for which a motor-vehicle manufacturer is financially responsible. A mechanical reimbursement insurance policy or qualifying government securities are alternatives to the bond. Confirm the required amount with DIFI.

You need this bond if you are

A service-contract company applying for a DIFI permit to sell in Arizona
A home-warranty provider covering systems or appliances under service contracts
Renewing a service-company permit whose bond is expiring or was non-renewed
Choosing the bond route instead of reimbursement insurance to qualify

One application, issued on the spot.

Submit the application with the amount DIFI requires — the executed bond (form E-857) is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the Arizona service company bond?The premium is 1% of the bond amount, with a $100 minimum — priced by the amount, not by a credit or underwriting tier. The bond amount itself is set by DIFI for your service-company permit, scaling with the volume of contracts you sell. Enter the figure DIFI requires and your exact price appears at the application.
Who requires this bond?The Arizona Department of Insurance and Financial Institutions (DIFI) requires it — or a cash deposit or reimbursement insurance — as one way to qualify a service company for its permit under A.R.S. 20-1095.04.
What does it guarantee?Faithful performance of the service contracts your company issues during the bond term. If you fail to honor them, contract holders can recover against the bond — and if the surety pays, you repay the surety.
Is there a credit check?The service company bond application collects no credit information. Larger bond amounts may get a quick soft-pull review, which never shows as a hard inquiry or affects your credit score.
Can I use insurance instead of the bond?Arizona lets a service company qualify with a mechanical reimbursement insurance policy or qualifying government securities in lieu of the bond. Most companies find the surety bond cheaper — you pay a small premium rather than tying up the full amount.
Related bonds

Other Arizona bonds.

Service company bond, issued today.

Priced at 1% of the bond amount, $100 minimum. Enter the amount DIFI requires and file the same day.

Your premiumfrom $100
Apply now →